@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,400;0,500;0,600;0,700;1,400;1,500&family=Playfair+Display:wght@400;500;600;700;800&family=Inter:wght@300;400;500;600;700&display=swap');

/* ============================================================
   Monarch Trust Holdings — Brand Typography & Palette Overrides
   ============================================================ */

:root {
  --monarch-deep-plum: #351B2D;
  --monarch-royal-plum: #54283F;
  --monarch-antique-gold: #B8944E;
  --monarch-warm-ivory: #F7F3E8;
  --monarch-charcoal: #292626;
}

/* Dark canvas so no white dead-space shows below the footer
   (html bg paints the page canvas; body stays ivory for content) */
html {
  background-color: #25131F;
}

body {
  font-family: 'Inter', 'Inter Tight', sans-serif;
  background-color: var(--monarch-warm-ivory);
  color: var(--monarch-charcoal);
}

h1, h2, h3, h4, h5, h6,
.h1, .h2, .h3, .h4, .h5, .h6,
.main-banner-content h1,
.section-heading h2,
.section-heading h3,
.accordion h2,
.accordion-button,
.login-form h2 {
  font-family: 'Playfair Display', 'Cormorant Garamond', Georgia, serif;
}

.main-banner-content h1 {
  font-weight: 700;
}

.section-heading .sub-title,
.logo-brand,
.mobile-navbar .offcanvas-header {
  font-family: 'Inter', 'Inter Tight', sans-serif;
}

.logo-brand img,
.navbar-brand img {
  max-height: 56px;
  width: auto;
}

.copyright-area .copy-image img {
  max-height: 48px;
  width: auto;
}

.mobile-navbar .offcanvas-header img {
  max-height: 48px;
  width: auto;
}

#google_translate_element {
  position: absolute;
  left: -9999px;
  top: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.goog-te-banner-frame,
.goog-te-gadget-icon,
.skiptranslate iframe {
  display: none !important;
}

body {
  top: 0 !important;
}

.hero-actions {
  align-items: center;
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin: 24px 0 28px;
}

.hero-actions .default-btn {
  margin: 0;
}

.services-card .service-cutout-image {
  background:
    radial-gradient(circle at 50% 38%, rgba(184, 148, 78, 0.12), transparent 42%),
    #F7F3E8;
  display: block;
  object-fit: contain;
  object-position: center bottom;
  padding: 18px 18px 0;
  width: 100%;
}

.mth-savings-visual,
.mth-service-visual {
  width: 100%;
  height: auto;
  display: block;
  padding: 18px 18px 0;
  object-fit: contain;
  object-position: center bottom;
  background:
    radial-gradient(circle at 50% 38%, rgba(184, 148, 78, 0.12), transparent 42%),
    #F7F3E8;
  border-radius: 30px 30px 0 0;
}

.top-header-area {
  background-color: #25131F;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 8px 0;
  color: #fff;
}

.top-header-area a {
  color: #fff;
}

.top-header-area a:hover {
  color: #B8944E;
}

.top-header-area .container-fluid {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 14px;
}

@media (min-width: 768px) and (max-width: 991.98px) {
  .top-header-area .container-fluid {
    max-width: 100%;
  }
}

@media (max-width: 991.98px) {
  .top-header-area .left-side li.mth-topmail {
    display: none;
  }
}

@media (min-width: 992px) and (max-width: 1199.98px) {
  .top-header-area .left-side li {
    font-size: 13px;
  }
}

.top-header-area .left-side,
.top-header-area .right-side {
  align-items: center;
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  list-style: none;
  margin: 0;
  padding: 0;
}

@media (min-width: 768px) {
  .top-header-area .left-side,
  .top-header-area .right-side {
    text-align: left;
    margin-bottom: 0;
    justify-content: flex-start;
  }
  .top-header-area .right-side {
    justify-content: flex-end;
  }
  .top-header-area .left-side li,
  .top-header-area .right-side li {
    margin-right: 0;
    display: inline-flex;
    align-items: center;
  }
  .top-header-area {
    display: flex !important;
    visibility: visible !important;
    opacity: 1 !important;
    height: auto !important;
  }
}

@media (max-width: 767px) {
  .top-header-info {
    position: relative;
    z-index: 10000;
  }
  .top-header-area {
    padding: 6px 0;
  }
  .top-header-area .left-side {
    order: 1;
    width: 100%;
    justify-content: center;
    margin-bottom: 6px;
  }
  .top-header-area .right-side {
    order: 2;
    width: 100%;
    justify-content: center;
  }
  .top-header-area .right-side li:first-child {
    display: none;
  }
  .mth-nav {
    position: sticky;
    top: auto;
    z-index: 9998;
  }
}

@media (min-width: 768px) {
  .top-header-info {
    position: relative;
    z-index: 10001;
  }
}

.top-header-area .right-side li .flag .language-translator {
  cursor: pointer;
}

.translator-floating {
  position: fixed;
  top: 18px;
  right: 18px;
  z-index: 20;
  width: 150px;
}

.translator-floating .form-select {
  height: 42px;
  border: 1px solid rgba(53, 27, 45, .12);
  border-radius: 999px;
  background-color: #ffffff;
  box-shadow: 0 12px 30px rgba(53, 27, 45, .12);
  color: #351B2D;
  font-size: 14px;
}

.translator-redirect {
  min-height: 100vh;
  display: grid;
  place-content: center;
  gap: 14px;
  padding: 30px;
  text-align: center;
  color: #351B2D;
  background: #F7F3E8;
}

.translator-redirect a {
  color: #0089BD;
  font-weight: 700;
}

.cards-page .card-products-intro,
.improved-account-page .account-intro {
  text-align: center;
  max-width: 720px;
  margin: 60px auto 45px;
}

@media (max-width: 767px) {
  .improved-account-page .account-intro {
    margin-top: 100px;
  }
}

.cards-page .card-products-intro h2,
.improved-account-page .account-intro h2 {
  font-size: 42px;
  line-height: 1.1;
  margin: 18px 0 15px;
  color: #351B2D;
}

.cards-page .card-products-intro p,
.improved-account-page .account-intro p {
  font-size: 17px;
  margin-bottom: 0;
}

.banking-product-card {
  height: 100%;
  padding: 14px;
  background: #ffffff;
  border: 1px solid rgba(53, 27, 45, .08);
  border-radius: 22px;
  box-shadow: 0 16px 45px rgba(53, 27, 45, .08);
  transition: all ease .5s;
}

.banking-product-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 24px 60px rgba(53, 27, 45, .12);
}

.banking-product-card img {
  width: 100%;
  height: 220px;
  object-fit: cover;
}

.banking-product-card .products-card-body {
  padding: 25px 6px 6px;
}

.banking-product-card .products-card-body h3 {
  line-height: 1.25;
  margin-bottom: 12px;
}

.banking-product-card .products-card-body p {
  margin-bottom: 18px;
}

.banking-product-card .card-badge {
  display: inline-block;
  margin-bottom: 13px;
  padding: 7px 13px;
  border-radius: 999px;
  background: #D6F7FF;
  color: #005166;
  font-size: 13px;
  font-weight: 700;
}

.card-feature-list {
  list-style: none;
  padding: 0;
  margin: 0 0 24px;
}

.card-feature-list li {
  font-size: 14px;
  color: #292626;
  margin-bottom: 8px;
}

.card-feature-list li i {
  color: #B8944E;
  margin-right: 7px;
}

.sidebar .product .top-product span {
  font-size: 14px;
  line-height: 1.4;
  color: #292626;
}

.improved-account-page .account-assist-card {
  height: 100%;
  padding: 42px;
  color: #ffffff;
}

.improved-account-page .account-assist-card span {
  display: inline-block;
  margin-bottom: 18px;
  padding: 8px 14px;
  border-radius: 999px;
  background: rgba(255, 255, 255, .12);
  color: #ffffff;
  font-size: 13px;
  font-weight: 700;
}

.improved-account-page .account-assist-card h3 {
  color: #ffffff;
  font-size: 30px;
  line-height: 1.2;
  margin-bottom: 24px;
}

.improved-account-page .account-assist-card ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.improved-account-page .account-assist-card li {
  position: relative;
  margin-bottom: 18px;
  padding-left: 42px;
  color: rgba(255, 255, 255, .86);
}

.improved-account-page .account-assist-card li i {
  position: absolute;
  left: 0;
  top: -4px;
  width: 30px;
  height: 30px;
  line-height: 30px;
  text-align: center;
  border-radius: 50%;
  background: #B8944E;
  color: #ffffff;
}

.account-form-shell {
  height: 100%;
  padding: 20px;
  background: #ffffff;
  border: 1px solid rgba(53, 27, 45, .08);
  box-shadow: 0 16px 45px rgba(53, 27, 45, .08);
}

.account-tabs {
  border: 0;
  margin-bottom: 18px;
  background: #F3ECDF;
  border-radius: 16px;
  padding: 6px;
}

.account-tabs .nav-item {
  width: 50%;
}

.account-tabs .nav-link {
  width: 100%;
  border: 0;
  border-radius: 12px;
  color: #292626;
  font-weight: 700;
  padding: 13px 18px;
}

.account-tabs .nav-link.active {
  background: #B8944E;
  color: #ffffff;
  box-shadow: 0 10px 24px rgba(184, 148, 78, .22);
}

.account-tabs .nav-link:not(.active):hover,
.account-tabs .nav-link:not(.active):focus {
  background: rgba(184, 148, 78, .12);
  color: #351B2D;
}

.account-form-card {
  padding: 30px !important;
}

.account-form-card h3 {
  font-size: 28px;
  margin-bottom: 8px;
}

.account-form-card p {
  margin-bottom: 22px;
}

.account-form-card label {
  display: block;
  margin-bottom: 8px;
  color: #351B2D;
  font-weight: 700;
  font-size: 14px;
}

.account-form-card .form-control {
  margin-bottom: 16px;
}

.account-form-card select.form-control {
  appearance: auto;
}

.account-password-error {
  display: block;
  margin-top: -6px;
  margin-bottom: 12px;
  color: #351B2D;
  font-size: 13px;
}

.account-field-help {
  display: block;
  margin-top: -8px;
  margin-bottom: 12px;
  color: #58707c;
  font-size: 13px;
  line-height: 1.35;
}

.account-form-card .default-btn {
  margin-top: 6px;
}

@media only screen and (max-width: 767px) {
  .cards-page .card-products-intro h2,
  .improved-account-page .account-intro h2 {
    font-size: 26px;
  }

  .banking-product-card img {
    height: 190px;
  }

  .improved-account-page .account-assist-card {
    padding: 28px 22px;
  }

  .improved-account-page .account-assist-card h3 {
    font-size: 24px;
  }

  .account-form-shell {
    padding: 12px;
  }

  .account-form-card {
    padding: 24px 18px !important;
  }

  .account-tabs .nav-link {
    padding: 11px 8px;
    font-size: 14px;
  }
}

/* Global Monarch Trust Holdings Preloader Styles */
.preloader-area {
  position: fixed;
  inset: 0;
  width: 100%;
  height: 100%;
  background:
    radial-gradient(circle at center, rgba(184, 148, 78, 0.11), transparent 34%),
    #ffffff;
  z-index: 10000;
  display: flex;
  justify-content: center;
  align-items: center;
  text-align: center;
}

.preloader-area .loader {
  position: relative !important;
  top: auto !important;
  bottom: auto !important;
  left: auto !important;
  right: auto !important;
  transform: none !important;
  width: min(280px, calc(100vw - 48px));
  margin: 0 auto !important;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
}

.preloader-area .loader-logo {
  position: relative;
  width: 104px;
  height: 104px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  border-radius: 50%;
  background: #ffffff;
  box-shadow: 0 16px 45px rgba(53, 27, 45, 0.12);
}

.preloader-area .loader-logo::before,
.preloader-area .loader-logo::after {
  position: absolute;
  content: "";
  inset: -8px;
  border-radius: inherit;
  border: 2px solid transparent;
  border-top-color: #b8944e;
  border-right-color: rgba(184, 148, 78, 0.35);
  animation: preloader-spin 1.25s linear infinite;
}

.preloader-area .loader-logo::after {
  inset: 7px;
  border-top-color: rgba(53, 27, 45, 0.55);
  border-right-color: transparent;
  animation-duration: 1.9s;
  animation-direction: reverse;
}

.preloader-area .loader-logo img {
  max-width: 62px;
  max-height: 62px;
  margin-bottom: 0;
  animation: preloader-mark 1.8s ease-in-out infinite;
}

.preloader-area .wavy {
  display: inline-flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  color: #351b2d;
  line-height: 1.2;
  white-space: nowrap;
  letter-spacing: normal;
  font-size: 18px;
  font-weight: 800;
  margin-top: 0;
  animation: none !important;
}

.preloader-area .wavy span {
  display: none !important;
}

.preloader-area .wavy::before,
.preloader-area .wavy::after {
  content: none !important;
  display: none !important;
}

@keyframes preloader-spin {
  to { transform: rotate(360deg); }
}

@keyframes preloader-mark {
  0%, 100% { transform: scale(1); opacity: 1; }
  50% { transform: scale(0.94); opacity: 0.84; }
}

@keyframes preloader-status {
  0%, 100% { opacity: 0.45; }
  50% { opacity: 0.9; }
}


/* ============================================================
   HOMEPAGE REDESIGN — Monarch Trust Holdings
   ============================================================ */

/* ---- 1. NAVBAR ---- */
.mth-nav {
  position: sticky;
  top: 0;
  z-index: 9999;
  background: var(--monarch-warm-ivory) !important;
  border-bottom: 1px solid rgba(53, 27, 45, 0.08);
  box-shadow: 0 2px 20px rgba(53, 27, 45, 0.06);
  padding: 0;
  transition: box-shadow 0.3s ease, background 0.3s ease;
  min-height: 78px;
  /* Reserve space to prevent layout shift during async navbar replacement */
  contain: layout;
}

.mth-nav .container-fluid {
  padding-top: 0;
  padding-bottom: 0;
  min-height: 78px;
  display: flex;
  align-items: center;
}

.mth-nav .navbar-collapse {
  align-items: center;
}

.mth-nav .navbar-nav {
  gap: 4px;
}

.mth-nav .nav-link {
  color: var(--monarch-charcoal) !important;
  font-weight: 500;
  font-size: 15px;
  padding: 22px 16px !important;
  position: relative;
  transition: color 0.25s ease;
  letter-spacing: 0.01em;
}

.mth-nav .nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 16px;
  right: 16px;
  height: 2px;
  background: var(--monarch-antique-gold);
  transform: scaleX(0);
  transform-origin: center;
  transition: transform 0.3s ease;
}

.mth-nav .nav-link:hover,
.mth-nav .nav-link:focus,
.mth-nav .nav-link.active {
  color: var(--monarch-deep-plum) !important;
}

.mth-nav .nav-link:hover::after,
.mth-nav .nav-link:focus::after,
.mth-nav .nav-link.active::after {
  transform: scaleX(1);
}

.mth-nav .nav-link.active {
  font-weight: 700;
}

/* Navbar CTA */
.mth-nav .others-options ul {
  gap: 8px;
}

.mth-nav-link {
  display: inline-block;
  padding: 10px 18px;
  color: #292626 !important;
  font-weight: 500;
  font-size: 14px;
  text-decoration: none;
  border-radius: 8px;
  transition: background 0.25s ease, color 0.25s ease;
}

.mth-nav-link:hover,
.mth-nav-link:focus {
  background: rgba(53, 27, 45, 0.06);
  color: #351B2D !important;
}

.mth-cta {
  background: var(--monarch-deep-plum) !important;
  color: #ffffff !important;
  font-weight: 600;
  font-size: 14px;
  padding: 12px 24px;
  border-radius: 10px;
  transition: background 0.3s ease, box-shadow 0.3s ease, transform 0.2s ease;
}

.mth-cta:hover,
.mth-cta:focus {
  background: var(--monarch-royal-plum) !important;
  box-shadow: 0 8px 24px rgba(53, 27, 45, 0.25);
  transform: translateY(-1px);
}

/* Hide old search/login buttons in the desktop navbar only, so the
   mobile offcanvas drawer keeps its Search + Login actions. */
.navbar .others-options .search-btn {
  display: none !important;
}


/* ---- 2. HERO SECTION ---- */
.main-banner-area {
  background:
    radial-gradient(ellipse at 30% 50%, rgba(184, 148, 78, 0.06) 0%, transparent 50%),
    linear-gradient(180deg, #F7F3E8 0%, #ffffff 100%);
  background-size: cover;
  position: relative;
  overflow: hidden;
  padding-top: 28px;
  padding-bottom: 100px;
}

.main-banner-area::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    repeating-linear-gradient(
      45deg,
      transparent,
      transparent 20px,
      rgba(53, 27, 45, 0.03) 20px,
      rgba(53, 27, 45, 0.03) 21px
    );
  pointer-events: none;
}

.main-banner-content .sub-t {
  display: inline-block;
  margin-bottom: 16px;
  padding: 8px 18px;
  border-radius: 999px;
  background: rgba(53, 27, 45, 0.06);
  color: #351B2D;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.main-banner-content h1 {
  font-size: 58px;
  line-height: 1.08;
  color: #292626;
  margin-bottom: 0;
}

.main-banner-content h1 span {
  color: #B8944E;
}

.main-banner-content h1 span img {
  display: inline;
  vertical-align: baseline;
  height: 1.4em;
  width: auto;
}

.banner-content .info p {
  color: #545454;
  font-size: 17px;
  line-height: 1.7;
}

/* User avatars + rating below hero */
.banner-content .user-content .content {
  background: #ffffff;
  border: 1px solid rgba(53, 27, 45, 0.06);
  border-radius: 14px;
  padding: 16px 22px;
  box-shadow: 0 6px 20px rgba(53, 27, 45, 0.05);
}

.banner-content .user-content .content p {
  font-size: 13px;
  color: #545454;
  margin: 0;
}

.banner-content .user-content .content p strong {
  color: #292626;
}

/* Hero feature cards (below main hero content) */
.hero-bottom-cards .col-lg-4 {
  margin-bottom: 0;
}

.banner-feature-card {
  background: #ffffff;
  border: 1px solid rgba(53, 27, 45, 0.06);
  border-radius: 16px;
  padding: 28px 24px;
  display: flex;
  align-items: flex-start;
  gap: 16px;
  box-shadow: 0 4px 16px rgba(53, 27, 45, 0.04);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.banner-feature-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 32px rgba(53, 27, 45, 0.08);
}

.banner-feature-card .img {
  flex-shrink: 0;
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: rgba(53, 27, 45, 0.04);
}

.banner-feature-card .img img {
  width: 28px;
  height: 28px;
  object-fit: contain;
}

.banner-feature-card .content h4 {
  font-size: 16px;
  font-weight: 700;
  color: #292626;
  margin-bottom: 6px;
  font-family: 'Playfair Display', 'Cormorant Garamond', Georgia, serif;
}

.banner-feature-card .content p {
  font-size: 14px;
  color: #545454;
  margin: 0;
  line-height: 1.5;
}


/* ---- 3. FEATURES / BENEFITS SECTION ---- */
.features-area {
  background: #351B2D !important;
}

.features-content .sub-title {
  color: #B8944E;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.features-content h2 {
  color: #ffffff !important;
  font-size: 38px;
  line-height: 1.15;
  margin-bottom: 18px;
}

.features-content > p {
  color: rgba(255, 255, 255, 0.75);
  font-size: 16px;
  line-height: 1.7;
  margin-bottom: 32px;
}

.features-content ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.features-content ul li {
  background: rgba(255, 255, 255, 0.08) !important;
  border: 1px solid rgba(255, 255, 255, 0.06);
  border-radius: 14px;
  padding: 22px 24px;
  display: flex;
  align-items: flex-start;
  gap: 16px;
  transition: background 0.3s ease;
}

.features-content ul li:hover {
  background: rgba(255, 255, 255, 0.12) !important;
}

.features-content ul li i {
  font-size: 30px;
  color: #B8944E;
  flex-shrink: 0;
  margin-top: 2px;
  position: static;
  width: auto;
  height: auto;
  line-height: 1;
  text-align: center;
  border-radius: 0;
  background: transparent;
  transform: none;
  display: inline-block;
}

.features-content ul li:hover i {
  color: #D2B879;
  background: transparent;
}

.features-content ul li h3 {
  font-size: 17px;
  font-weight: 700;
  margin-bottom: 6px;
  font-family: 'Playfair Display', 'Cormorant Garamond', Georgia, serif;
}

.features-content ul li p {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.65);
  margin: 0;
  line-height: 1.55;
}

/* Feature image section */
.features-image {
  background: rgba(184, 148, 78, 0.12) !important;
}

.mth-feature-phone {
  width: 240px;
  max-width: 78%;
  height: auto;
  display: block;
  filter: drop-shadow(0 24px 40px rgba(0, 0, 0, 0.35));
}

.mth-feature-float {
  position: absolute;
  right: 90px;
  bottom: 70px;
  width: 200px;
  height: auto;
  border-radius: 18px;
  box-shadow: 0 18px 40px rgba(37, 19, 31, 0.35);
}

.mth-feature-dot {
  position: absolute;
  top: 120px;
  right: 70px;
  width: 60px;
  height: 60px;
}

.mth-feature-phone .bounce {
  animation-name: preloader-mark;
}


/* ---- 4. PARTNER AREA ---- */
.partner-area {
  background: #ffffff;
  border-top: 1px solid rgba(53, 27, 45, 0.05);
  border-bottom: 1px solid rgba(53, 27, 45, 0.05);
}

.partner-area p {
  color: #999;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.06em;
}

.partner-logo {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 64px;
  color: #8a828c;
  transition: color 0.3s ease;
}

.partner-logo .logo-ind {
  width: 100%;
  max-width: 210px;
  height: auto;
  display: block;
}

.partner-logo:hover {
  color: #B8944E;
}


/* ---- 5. SERVICES SECTION ---- */
.services-area {
  background: #F7F3E8;
}

.services-area .section-heading .sub-title {
  color: #B8944E;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.services-area .section-heading h2 {
  color: #351B2D;
  font-size: 38px;
  line-height: 1.15;
  margin-bottom: 14px;
}

.services-area .section-heading h2 span {
  color: #B8944E;
}

.services-area .section-heading p {
  color: #545454;
  font-size: 16px;
  line-height: 1.7;
}

.services-card {
  background: #ffffff;
  border: 1px solid rgba(53, 27, 45, 0.06);
  border-radius: 18px;
  padding: 10px;
  box-shadow: 0 4px 16px rgba(53, 27, 45, 0.04);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.services-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 16px 40px rgba(53, 27, 45, 0.1);
}

.services-card .services-card-body {
  background: #F7F3E8 !important;
}

.services-card .services-card-body .businessman {
  color: #B8944E;
  display: block;
  width: auto;
  height: auto;
  line-height: 1;
  text-align: center;
  border-radius: 0;
  background: transparent;
  margin-bottom: 20px;
  font-size: 40px;
  position: static;
  transform: none;
}

.services-card:hover .businessman {
  color: #B8944E;
  background: transparent;
}

.services-card .content h3,
.services-card .services-card-body h3 {
  font-size: 19px;
  color: #351B2D;
  font-weight: 700;
}

.services-card .content h3 a,
.services-card .services-card-body h3 a {
  color: #351B2D;
  text-decoration: none;
  transition: color 0.25s ease;
}

.services-card .content h3 a:hover,
.services-card .services-card-body h3 a:hover {
  color: #B8944E;
}

.services-card .content p,
.services-card .services-card-body p {
  color: #545454;
  font-size: 15px;
  line-height: 1.65;
}

/* Left heading column */
.services-heading {
  position: sticky;
  top: 120px;
}


/* ---- 6. ABOUT SECTION ---- */
.about-us-area {
  background: #ffffff;
}

.about-us-area .section-heading .sub-title {
  color: #B8944E;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.about-us-area .section-heading h2 {
  color: #351B2D;
  font-size: 38px;
  line-height: 1.15;
  margin-bottom: 14px;
}

.about-us-area .section-heading h2 span {
  color: #B8944E;
}

.about-us-area .section-heading p,
.about-us-area .about-top .content p {
  color: #545454;
  font-size: 16px;
  line-height: 1.7;
}

/* About image section */
.about-image-section {
  background: #F7F3E8;
}

/* About tabs */
.about-content .nav-tabs {
  border: 0;
  background: #F7F3E8;
  border-radius: 14px;
  padding: 6px;
  gap: 4px;
  flex-wrap: nowrap;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
}

.about-content .nav-tabs .nav-link {
  border: 0;
  border-radius: 10px;
  color: #545454;
  font-weight: 600;
  font-size: 15px;
  padding: 14px 22px;
  transition: all 0.25s ease;
  white-space: nowrap;
}

.about-content .nav-tabs .nav-link.active {
  background: #351B2D;
  color: #ffffff;
  box-shadow: 0 6px 20px rgba(53, 27, 45, 0.2);
}

.about-content .nav-tabs .nav-link:not(.active):hover {
  background: rgba(53, 27, 45, 0.06);
  color: #351B2D;
}

.about-content .tab-content {
  background: #ffffff;
  border-radius: 16px;
  padding: 32px;
  border: 1px solid rgba(53, 27, 45, 0.06);
  box-shadow: 0 4px 16px rgba(53, 27, 45, 0.04);
}

.about-content .tab-content .title h2 {
  font-size: 26px;
  color: #351B2D;
  margin-bottom: 14px;
  font-weight: 700;
}

.about-content .tab-content .check li {
  color: #545454;
  font-size: 15px;
}

.about-info {
  background: #F7F3E8 !important;
}


/* ---- 7. WHY CHOOSE US ---- */
.why-choose-area {
  background: #ffffff;
}

.why-choose-area .section-heading .sub-title {
  color: #B8944E;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.why-choose-area .section-heading h2 {
  color: #351B2D;
  font-size: 38px;
  line-height: 1.15;
  margin-bottom: 14px;
}

.why-choose-area .section-heading h2 span {
  color: #B8944E;
}

.why-choose-area .section-heading p {
  color: #545454;
  font-size: 16px;
  line-height: 1.7;
}

.choose-card {
  background: #F7F3E8 !important;
  border: 1px solid rgba(53, 27, 45, 0.04);
  border-radius: 18px;
  padding: 36px 28px;
  text-align: center;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.choose-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 16px 40px rgba(53, 27, 45, 0.08);
}

.choose-card i {
  font-size: 40px;
  color: #B8944E;
  margin-bottom: 18px;
  display: block;
  position: static;
  width: auto;
  height: auto;
  line-height: 1;
  text-align: center;
  border-radius: 0;
  background: transparent;
  transform: none;
}

.choose-card:hover i {
  color: #B8944E;
  background: transparent;
}

.choose-card h3 {
  font-size: 20px;
  color: #351B2D;
  margin-bottom: 12px;
  font-weight: 700;
}

.choose-card p {
  color: #545454;
  font-size: 15px;
  line-height: 1.65;
  margin: 0;
}


/* ---- 8. HOW IT WORKS ---- */
.how-it-works-area {
  background: #351B2D !important;
}

.how-it-works-area .section-heading .sub-title {
  color: #B8944E;
}

.how-it-works-area .section-heading h2 {
  color: #ffffff !important;
  font-size: 38px;
}

.how-it-works-area .section-heading h2 span {
  color: #B8944E;
}

/* Tabs in how-it-works */
.how-it-works-area .works-btn .nav-tabs {
  border: 0;
  background: rgba(255, 255, 255, 0.06);
  border-radius: 14px;
  padding: 8px;
  gap: 6px;
  display: flex;
  flex-direction: column;
  align-items: stretch;
}

.how-it-works-area .works-btn .nav-tabs .nav-link {
  border: 0;
  border-radius: 10px;
  color: rgba(255, 255, 255, 0.6);
  font-weight: 600;
  font-size: 15px;
  padding: 16px 22px;
  transition: all 0.25s ease;
  text-align: left;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.how-it-works-area .works-btn .nav-tabs .nav-link i {
  color: #B8944E;
  margin-left: 10px;
  font-size: 18px;
}

.how-it-works-area .works-btn .nav-tabs .nav-link.active {
  background: #B8944E;
  color: #ffffff;
  box-shadow: 0 6px 20px rgba(184, 148, 78, 0.3);
}

.how-it-works-area .works-btn .nav-tabs .nav-link.active i {
  color: #ffffff;
}

.how-it-works-area .works-btn .nav-tabs .nav-link:not(.active):hover {
  background: rgba(255, 255, 255, 0.1);
  color: #ffffff;
}

/* Tab content images */
.how-it-works-area .tab-content img {
  border-radius: 18px;
}

/* Feature list in tab content */
.how-it-works-area .feature-list li {
  color: rgba(255, 255, 255, 0.8);
  font-size: 15px;
  line-height: 1.6;
}

.how-it-works-area .feature-list li i {
  color: #B8944E;
  margin-right: 10px;
}


/* ---- 9. TESTIMONIALS ---- */
.testimonials-area {
  background: #ffffff;
}

.testimonials-area .section-heading .sub-title {
  color: #B8944E;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.testimonials-area .section-heading h2 {
  color: #351B2D;
  font-size: 38px;
  line-height: 1.15;
  margin-bottom: 14px;
}

.testimonials-area .section-heading h2 span {
  color: #B8944E;
}

.testimonials-area .section-heading p {
  color: #545454;
  font-size: 16px;
  line-height: 1.7;
}

/* Testimonial cards */
.testimonials-card {
  background: #F7F3E8 !important;
  border: 1px solid rgba(53, 27, 45, 0.04);
  border-radius: 16px;
  padding: 28px;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.testimonials-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 32px rgba(53, 27, 45, 0.08);
}

.testimonials-card ul {
  list-style: none;
  padding: 0;
  margin: 0 0 14px;
}

.testimonials-card ul li i {
  color: #B8944E;
}

.testimonials-card p {
  color: #292626;
  font-size: 15px;
  line-height: 1.7;
  font-style: italic;
}

.testimonials-card h3 {
  font-size: 16px;
  color: #351B2D;
  margin-bottom: 2px;
  font-weight: 700;
  font-family: 'Playfair Display', 'Cormorant Garamond', Georgia, serif;
}

.testimonials-card span {
  font-size: 13px;
  color: #B8944E;
  font-weight: 600;
}

/* Testimonial image */
.testimonials-image {
  background: rgba(184, 148, 78, 0.12) !important;
}


/* ---- 10. FAQ SECTION ---- */
.faq-area {
  background: #F7F3E8;
}

.faq-area .section-heading .sub-title {
  color: #B8944E;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.faq-area .section-heading h2 {
  color: #351B2D;
  font-size: 38px;
  line-height: 1.15;
  margin-bottom: 14px;
}

.faq-area .section-heading h2 span {
  color: #B8944E;
}

.faq-area .section-heading p {
  color: #545454;
  font-size: 16px;
  line-height: 1.7;
}

/* FAQ question card */
.faq-area .question-card {
  background: #54283F !important;
  border-radius: 22px;
  padding: 32px;
}

.faq-area .question-card > img {
  border-radius: 16px;
  width: 100%;
  margin-top: 24px;
}

.faq-area .question-card .section-heading .sub-title {
  color: #B8944E;
}

.faq-area .question-card .section-heading h2 {
  color: #ffffff !important;
}

.faq-area .question-card .section-heading h2 span {
  color: #B8944E;
}

.faq-area .question-card .section-heading p {
  color: rgba(255, 255, 255, 0.75);
  font-size: 15px;
  line-height: 1.7;
}

/* FAQ accordion */
.faq-content .accordion-item {
  background: #ffffff;
  border: 1px solid rgba(53, 27, 45, 0.06);
  border-radius: 14px !important;
  margin-bottom: 12px;
  overflow: hidden;
  box-shadow: 0 2px 8px rgba(53, 27, 45, 0.03);
}

.faq-content .accordion-button {
  font-size: 16px;
  font-weight: 600;
  color: #351B2D;
  padding: 18px 22px;
  background: #ffffff;
  font-family: 'Playfair Display', 'Cormorant Garamond', Georgia, serif;
}

.faq-content .accordion-button:not(.collapsed) {
  color: #351B2D;
  background: #ffffff;
  box-shadow: none;
}

.faq-content .accordion-button::after {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23351B2D' stroke-width='2'%3E%3Cline x1='12' y1='5' x2='12' y2='19'/%3E%3Cline x1='5' y1='12' x2='19' y2='12'/%3E%3C/svg%3E");
  transition: transform 0.3s ease;
}

.faq-content .accordion-button[aria-expanded="true"]::after {
  transform: rotate(45deg);
}

.faq-content .accordion-body {
  color: #545454;
  font-size: 15px;
  line-height: 1.7;
  padding: 0 22px 18px;
}


/* ---- 11. APP DOWNLOAD CTA ---- */
.app-area {
  background: #351B2D !important;
}

.app-area .section-heading .sub-title {
  color: #B8944E;
}

.app-area .section-heading h2 {
  color: #ffffff !important;
  font-size: 38px;
}

.app-area .section-heading h2 span {
  color: #B8944E;
}

.app-area .section-heading p {
  color: rgba(255, 255, 255, 0.7);
  font-size: 16px;
  line-height: 1.7;
}

/* Play store buttons */
.app-area .play-store a {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 12px 20px;
  background: #ffffff;
  color: #351B2D;
  border-radius: 12px;
  text-decoration: none;
  font-weight: 600;
  font-size: 14px;
  transition: transform 0.2s ease, box-shadow 0.3s ease;
}

.app-area .play-store a:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.15);
}

.app-area .play-store a span {
  font-size: 12px;
  color: #545454;
  display: block;
}

.download-area {
  background: #F7F3E8 !important;
}

.mth-app-visual {
  display: block;
  width: 100%;
  height: auto;
  max-width: 640px;
  margin: 0 auto;
  filter: drop-shadow(0 24px 44px rgba(37, 19, 31, 0.3));
}

.app-image {
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto;
}

.choose-visual {
  display: block;
  width: 100%;
  height: auto;
}

.mth-about-float {
  position: absolute;
  top: 50%;
  right: 30px;
  width: 260px;
  height: auto;
  border-radius: 24px;
  transform: translateY(-50%);
  box-shadow: 0 22px 44px rgba(37, 19, 31, 0.35);
}


/* ---- 12. FOOTER ---- */
.footer-area {
  background: #25131F !important;
}

.footer-area .footer-weight h2 {
  font-size: 30px;
  margin-bottom: 14px;
}

.footer-area .footer-desc {
  color: rgba(255, 255, 255, 0.65);
  font-size: 15px;
  line-height: 1.7;
  margin-bottom: 24px;
}

.footer-area .footer-weight h3 {
  font-size: 18px;
  margin-bottom: 20px;
  font-weight: 700;
}

.footer-area .service-link li a {
  color: rgba(255, 255, 255, 0.6);
  font-size: 15px;
  transition: color 0.25s ease;
}

.footer-area .service-link li a:hover {
  color: #B8944E;
}

.footer-area .get-touch li {
  color: rgba(255, 255, 255, 0.6);
}

.footer-area .get-touch li a {
  color: rgba(255, 255, 255, 0.6);
  transition: color 0.25s ease;
}

.footer-area .get-touch li a:hover {
  color: #B8944E;
}

.footer-form .form-control {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 12px;
  color: #ffffff;
  padding: 14px 18px;
  font-size: 14px;
}

.footer-form .form-control::placeholder {
  color: rgba(255, 255, 255, 0.4);
}

.footer-form .form-control:focus {
  border-color: #B8944E;
  box-shadow: 0 0 0 3px rgba(184, 148, 78, 0.15);
}

/* Social icons */
.footer-area .social li a {
  display: grid;
  place-items: center;
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: rgba(255, 255, 255, 0.08);
  color: rgba(255, 255, 255, 0.7);
  transition: background 0.25s ease, color 0.25s ease;
}

.footer-area .social li a:hover {
  background: #B8944E;
  color: #ffffff;
}

/* Copyright */
.copyright-area {
  background: #25131F !important;
  border-top: 1px solid rgba(255, 255, 255, 0.06);
}


/* ---- 12b. BANNER CARDS (hero) ---- */
.banner-card {
  background: #ffffff !important;
  border: 1px solid rgba(53, 27, 45, 0.06);
  border-radius: 18px;
  padding: 26px;
  box-shadow: 0 4px 16px rgba(53, 27, 45, 0.04);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.banner-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 16px 40px rgba(53, 27, 45, 0.1);
}

.banner-card.part-two {
  background: #54283F !important;
}

.banner-card.part-two p {
  color: rgba(255, 255, 255, 0.75);
}

.banner-card .flex-warp h3 {
  font-size: 20px;
  color: #351B2D;
}

.banner-card.part-two .flex-warp h3 {
  color: #ffffff;
}

.banner-card .flex-warp i {
  color: #B8944E;
}

.banner-card p {
  color: #545454;
  font-size: 15px;
  line-height: 1.65;
}

.banner-card .total {
  background: #F7F3E8 !important;
  border-radius: 14px;
  padding: 16px 20px;
}

.banner-card .total h5 {
  color: #351B2D;
}

.banner-card-body {
  background: #F7F3E8 !important;
  padding: 10px 5px 0 5px !important;
}

/* Brand SVG visuals inside hero cards */
.mth-card-visual {
  display: block;
  width: 100%;
  height: auto;
  margin: 0;
}

.banner-card-image {
  margin-top: 24px;
}

.mth-transfer-visual {
  width: 100%;
  max-width: 300px;
  height: auto;
  display: block;
  margin-left: auto;
}

.banner-image-body {
  position: relative;
  margin-top: 24px;
}

.mth-analytics-visual {
  width: 100%;
  height: auto;
  display: block;
}

.mth-pie-visual {
  position: absolute;
  right: 18px;
  bottom: 60px;
  width: 96px;
  height: 96px;
  border-radius: 50%;
  box-shadow: 0 10px 30px rgba(53, 27, 45, 0.18);
}

.advice-area {
  background: #ffffff !important;
  border: 1px solid rgba(53, 27, 45, 0.05);
}

.advice-content {
  color: rgba(53, 27, 45, 0.5);
}

.advice-content li {
  color: #351B2D;
}


/* ---- 13. GLOBAL BUTTONS ---- */
.default-btn {
  background: var(--monarch-deep-plum);
  color: #ffffff;
  border: 2px solid var(--monarch-deep-plum);
  border-radius: 10px;
  padding: 14px 28px;
  font-weight: 600;
  font-size: 15px;
  transition: all 0.3s ease;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.default-btn:hover {
  background: var(--monarch-royal-plum);
  border-color: var(--monarch-royal-plum);
  color: #ffffff;
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(53, 27, 45, 0.25);
}

.default-btn.two {
  background: transparent;
  border-color: #B8944E;
  color: #B8944E;
}

.default-btn.two:hover {
  background: #B8944E;
  border-color: #B8944E;
  color: #ffffff;
}

/* Premium button (gold) */
.btn-premium,
.default-btn.premium {
  background: #B8944E;
  border-color: #B8944E;
  color: #ffffff;
}

.btn-premium:hover,
.default-btn.premium:hover {
  background: #D2B879;
  border-color: #D2B879;
  color: #351B2D;
}

/* Secondary / outline button */
.btn-secondary-outline {
  background: transparent;
  border: 2px solid #351B2D;
  color: #351B2D;
  border-radius: 10px;
  padding: 14px 28px;
  font-weight: 600;
  font-size: 15px;
  transition: all 0.3s ease;
}

.btn-secondary-outline:hover {
  background: #351B2D;
  color: #ffffff;
}


/* ---- 14. SECTION SUBTITLE ---- */
.section-heading .sub-title {
  display: inline-block;
  margin-bottom: 10px;
  color: #B8944E;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}


/* ---- 15. GLOBAL CARD REFINEMENTS ---- */
.bg-color-fffaeb {
  background: #F7F3E8;
}


/* ---- 16. RESPONSIVE ---- */
@media only screen and (max-width: 1399px) {
  .mth-nav .nav-link {
    padding: 22px 12px !important;
    font-size: 14px;
  }
}

@media only screen and (max-width: 1199px) {
  .main-banner-content h1 {
    font-size: 46px;
  }

  .features-content h2,
  .services-section .section-heading h2,
  .about-us-area .section-heading h2,
  .why-choose-area .section-heading h2,
  .how-it-works-area .section-heading h2,
  .testimonials-area .section-heading h2,
  .faq-area .section-heading h2,
  .app-area .section-heading h2 {
    font-size: 34px;
  }
}

@media only screen and (max-width: 991px) {
  .mth-nav .container-fluid {
    min-height: 68px;
  }

  .mth-nav .navbar-collapse {
    background: #ffffff;
    padding: 20px;
    border-radius: 16px;
    box-shadow: 0 16px 40px rgba(53, 27, 45, 0.12);
    margin-top: 12px;
    border: 1px solid rgba(53, 27, 45, 0.06);
  }

  .mth-nav .nav-link {
    padding: 12px 16px !important;
  }

  .mth-nav .nav-link::after {
    display: none;
  }

  .main-banner-content h1 {
    font-size: 40px;
  }

  .features-content h2,
  .services-section .section-heading h2,
  .about-us-area .section-heading h2,
  .why-choose-area .section-heading h2,
  .how-it-works-area .section-heading h2,
  .testimonials-area .section-heading h2,
  .faq-area .section-heading h2,
  .app-area .section-heading h2 {
    font-size: 30px;
  }

  .faq-area .question-card {
    margin-bottom: 30px;
  }

  .services-heading {
    position: static;
    margin-bottom: 30px;
  }
}

@media only screen and (max-width: 767px) {
  .main-banner-content h1 {
    font-size: 32px;
    line-height: 1.15;
  }

  .main-banner-content h1 span img {
    display: none;
  }

  .banner-content .info p {
    font-size: 15px;
  }

  .features-content h2,
  .services-section .section-heading h2,
  .about-us-area .section-heading h2,
  .why-choose-area .section-heading h2,
  .how-it-works-area .section-heading h2,
  .testimonials-area .section-heading h2,
  .faq-area .section-heading h2,
  .app-area .section-heading h2 {
    font-size: 26px;
    line-height: 1.2;
  }

  .features-content ul li {
    padding: 18px 16px;
  }

  .about-content .tab-content {
    padding: 20px 16px;
  }

  .choose-card {
    padding: 28px 20px;
  }

  .how-it-works-area .works-btn .nav-tabs .nav-link {
    padding: 12px 14px;
    font-size: 13px;
  }

  .about-content .nav-tabs .nav-link {
    padding: 10px 14px;
    font-size: 13px;
    white-space: nowrap;
  }

  .faq-content .accordion-button {
    font-size: 15px;
    padding: 14px 16px;
  }

  .faq-content .accordion-body {
    padding: 0 16px 14px;
    font-size: 14px;
  }

  .footer-area .footer-weight {
    margin-bottom: 30px;
  }

  .footer-area .footer-weight.ps-5 {
    padding-left: 0 !important;
  }

  .mth-cta {
    padding: 10px 18px;
    font-size: 13px;
  }

  .features-image {
    padding: 20px 14px;
  }

  .mth-feature-phone {
    margin: 0 auto;
    width: 220px;
  }

  .mth-feature-float {
    right: 12px;
    bottom: 30px;
    width: 150px;
  }

  .mth-feature-dot {
    display: none;
  }
}

/* ============================================================
   Login / My Account — UI upgrade (assist panel, fields, alerts)
   ============================================================ */

/* Brand / assist panel */
.improved-account-page .account-assist-card {
  position: relative;
  overflow: hidden;
  padding: 42px 38px;
  background:
    radial-gradient(circle at 88% -12%, rgba(184, 148, 78, .36), transparent 46%),
    radial-gradient(circle at -8% 112%, rgba(255, 255, 255, .07), transparent 48%),
    #351B2D;
}

.account-assist-head {
  align-items: center;
  display: flex;
  gap: 12px;
  margin-bottom: 24px;
}

.account-assist-mark {
  background: rgba(184, 148, 78, .18);
  border: 1px solid rgba(184, 148, 78, .45);
  border-radius: 14px;
  height: 46px;
  object-fit: contain;
  padding: 7px;
  width: 46px;
}

.improved-account-page .account-assist-head span {
  margin-bottom: 0;
}

.improved-account-page .account-assist-card p {
  color: rgba(255, 255, 255, .82);
  font-size: 15px;
  line-height: 1.6;
  margin: -8px 0 26px;
}

.account-assist-stats {
  border-top: 1px solid rgba(255, 255, 255, .16);
  display: grid;
  gap: 10px;
  grid-template-columns: repeat(3, 1fr);
  margin-top: 30px;
  padding-top: 26px;
}

.account-assist-stats div {
  background: rgba(255, 255, 255, .07);
  border: 1px solid rgba(255, 255, 255, .12);
  border-radius: 14px;
  padding: 12px 6px;
  text-align: center;
}

.account-assist-stats b {
  color: #d8b877;
  display: block;
  font-size: 15px;
  font-weight: 800;
  line-height: 1.2;
}

.improved-account-page .account-assist-stats span {
  background: transparent;
  border-radius: 0;
  color: rgba(255, 255, 255, .72);
  display: block;
  font-size: 11.5px;
  font-weight: 600;
  letter-spacing: .02em;
  margin: 4px 0 0;
  padding: 0;
}

/* Form header */
.account-form-header {
  margin-bottom: 22px;
  text-align: center;
}

.account-form-mark {
  align-items: center;
  background: rgba(184, 148, 78, .16);
  border: 1px solid rgba(184, 148, 78, .4);
  border-radius: 50%;
  color: #B8944E;
  display: inline-flex;
  font-size: 22px;
  height: 52px;
  justify-content: center;
  margin-bottom: 14px;
  width: 52px;
}

.account-form-header h3 {
  margin-bottom: 6px;
}

.account-form-header p {
  margin-bottom: 0;
}

/* Tabs */
.account-tabs .nav-link i {
  font-size: 18px;
  margin-right: 8px;
  vertical-align: -3px;
}

/* Fields */
.account-field {
  margin-bottom: 16px;
}

.account-form-card .form-control {
  border: 1px solid rgba(53, 27, 45, .16);
}

.account-form-card .form-control:focus {
  border-color: #B8944E;
  box-shadow: 0 0 0 4px rgba(184, 148, 78, .18);
}

.account-input-group {
  position: relative;
}

.account-input-group .form-control {
  height: 52px;
  margin-bottom: 0;
  padding-left: 46px;
  padding-right: 48px;
}

.account-input-icon {
  color: #9a938a;
  font-size: 18px;
  left: 16px;
  line-height: 1;
  pointer-events: none;
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  transition: color ease .3s;
}

.account-input-group:focus-within .account-input-icon {
  color: #B8944E;
}

/* Password visibility toggle */
.password-toggle-btn {
  background: transparent;
  border: 0;
  border-radius: 10px;
  color: #8d867d;
  cursor: pointer;
  font-size: 19px;
  height: 36px;
  line-height: 1;
  padding: 0;
  position: absolute;
  right: 8px;
  top: 50%;
  transform: translateY(-50%);
  transition: background ease .3s, color ease .3s;
  width: 36px;
}

.password-toggle-btn:hover,
.password-toggle-btn:focus-visible {
  background: rgba(184, 148, 78, .14);
  color: #B8944E;
  outline: none;
}

/* Caps Lock hint */
.caps-lock-hint {
  align-items: center;
  color: #9a6b0a;
  display: flex;
  font-size: 13px;
  font-weight: 600;
  gap: 6px;
  margin-top: 8px;
}

.caps-lock-hint[hidden] {
  display: none;
}

.caps-lock-hint i {
  font-size: 16px;
}

/* Remember me + forgot password */
.account-check .form-check-input {
  border: 1.5px solid rgba(53, 27, 45, .35);
  border-radius: 5px;
  cursor: pointer;
  height: 18px;
  margin-top: 1px;
  transition: all ease .3s;
  width: 18px;
}

.account-check .form-check-input:checked {
  background-color: #B8944E;
  border-color: #B8944E;
}

.account-check .form-check-input:focus {
  border-color: #B8944E;
  box-shadow: 0 0 0 4px rgba(184, 148, 78, .18);
}

.account-check .form-check-label {
  color: #351B2D;
  cursor: pointer;
  font-size: 14px;
  font-weight: 600;
  padding-left: 6px;
}

.account-forgot {
  align-items: center;
  display: inline-flex;
  font-size: 14px;
  font-weight: 700;
  gap: 4px;
  text-decoration: none;
}

.account-forgot i {
  font-size: 15px;
  transition: transform ease .3s;
}

.login-warp .account-forgot {
  color: #351B2D;
}

.login-warp .account-forgot:hover {
  color: #B8944E;
}

.login-warp .account-forgot:hover i {
  transform: translateX(3px);
}

/* Submit button */
.login-submit-btn {
  align-items: center;
  background: linear-gradient(135deg, #cbab62, #B8944E 52%, #9f7c36);
  border-radius: 12px;
  display: flex;
  font-size: 16px;
  font-weight: 700;
  height: 54px;
  justify-content: center;
  letter-spacing: .01em;
  overflow: hidden;
  position: relative;
  transition: transform ease .3s, box-shadow ease .3s;
}

.login-submit-btn::before {
  background: linear-gradient(105deg, transparent, rgba(255, 255, 255, .5), transparent);
  content: "";
  height: 100%;
  left: -90%;
  position: absolute;
  top: 0;
  transform: skewX(-22deg);
  transition: left ease .7s;
  width: 45%;
}

.login-submit-btn:hover {
  background: linear-gradient(135deg, #d4b26c, #c09c50 52%, #a8853e);
  box-shadow: 0 14px 28px rgba(184, 148, 78, .38);
  color: #351B2D;
  transform: translateY(-2px);
}

.login-submit-btn:hover::before {
  left: 135%;
}

.login-submit-btn:active {
  transform: translateY(0);
}

.login-submit-btn:disabled {
  cursor: not-allowed;
  opacity: .8;
  transform: none;
}

.login-submit-btn .login-btn-arrow {
  font-size: 18px;
  margin-left: 2px;
  transition: transform ease .3s;
}

.login-submit-btn:hover .login-btn-arrow {
  transform: translate(2px, -2px);
}

.login-submit-btn.is-loading .login-btn-arrow {
  display: none;
}

/* Status alert */
.login-status {
  align-items: flex-start;
  border-radius: 12px;
  display: flex;
  font-size: 14px;
  font-weight: 500;
  gap: 9px;
  line-height: 1.45;
  margin-top: 16px;
  padding: 12px 15px;
  text-align: left;
}

.login-status[hidden] {
  display: none;
}

.login-status--error {
  background: rgba(220, 53, 69, .09);
  border: 1px solid rgba(220, 53, 69, .28);
  color: #a02c35;
}

.login-status--success {
  background: rgba(25, 135, 84, .09);
  border: 1px solid rgba(25, 135, 84, .3);
  color: #157347;
}

.login-status i {
  font-size: 17px;
  line-height: 1.4;
}

/* Divider, signup hint, security footnote */
.login-divider {
  align-items: center;
  color: #98918a;
  display: flex;
  font-size: 12px;
  font-weight: 700;
  gap: 14px;
  letter-spacing: .1em;
  margin: 22px 0 14px;
  text-transform: uppercase;
}

.login-divider::before,
.login-divider::after {
  background: rgba(53, 27, 45, .14);
  content: "";
  flex: 1;
  height: 1px;
}

.login-signup-hint {
  font-size: 14.5px;
  margin-bottom: 14px;
  text-align: center;
}

.login-signup-hint a {
  color: #B8944E;
  font-weight: 700;
  text-decoration: none;
}

.login-signup-hint a:hover {
  text-decoration: underline;
}

.login-footnote {
  align-items: center;
  color: #857e74;
  display: flex;
  font-size: 12.5px;
  font-weight: 500;
  gap: 7px;
  justify-content: center;
  margin: 0;
}

.login-footnote i {
  color: #351B2D;
  font-size: 15px;
}

/* Failed sign-in shake */
@keyframes accountShake {
  10%, 90% { transform: translateX(-1px); }
  20%, 80% { transform: translateX(2px); }
  30%, 50%, 70% { transform: translateX(-5px); }
  40%, 60% { transform: translateX(5px); }
}

.login-shake {
  animation: accountShake .55s ease both;
}

/* Responsive tweaks */
@media only screen and (max-width: 767px) {
  .improved-account-page .account-assist-card {
    padding: 30px 22px;
  }

  .account-assist-stats {
    gap: 8px;
  }

  .account-assist-stats b {
    font-size: 13.5px;
  }

  .improved-account-page .account-assist-stats span {
    font-size: 10.5px;
  }

  .login-submit-btn {
    font-size: 15px;
    height: 50px;
  }
}

/* ============================================================
   Compact account header — tight intro
   (replaces the tall page banner on the login page)
   ============================================================ */

/* Solid navbar once it fixes to the top on scroll — the template
   leaves the navbar transparent inside .top-header-info (its white
   sticky style is print-only), so page content showed through it */
.top-header-info #navbar.sticky {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  background-color: #ffffff;
  border-bottom: 1px solid rgba(133, 127, 127, .2);
  box-shadow: 0 10px 24px rgba(53, 27, 45, .08);
  animation: navbarDropIn .4s ease both;
}

@keyframes navbarDropIn {
  from { transform: translateY(-100%); }
  to { transform: translateY(0); }
}

/* The navbar (.mth-nav) is position: sticky and stays in normal
   flow, so the page needs no large top padding to clear it */
.compact-account-page {
  padding-bottom: 96px;
  padding-top: 44px;
}

/* Brand eyebrow pill (replaces template .sub-title markup) */
.account-eyebrow {
  background: rgba(184, 148, 78, .14);
  border: 1px solid rgba(184, 148, 78, .45);
  border-radius: 999px;
  color: #9f7c36;
  display: inline-block;
  font-size: 12.5px;
  font-weight: 800;
  letter-spacing: .14em;
  line-height: 1;
  margin-bottom: 16px;
  padding: 10px 18px;
  text-transform: uppercase;
}

.compact-account-page .account-intro {
  margin: 0 auto 28px;
}

.compact-account-page .account-intro h1 {
  color: #351B2D;
  font-size: 32px;
  line-height: 1.15;
  margin: 14px 0 10px;
}

.compact-account-page .account-intro p {
  font-size: 16px;
}

.password-page-intro { margin-bottom: 26px !important; }
.password-recovery-card { margin: 0 auto; max-width: 560px; }
.password-recovery-logo { height: 56px; width: 56px; }
.password-recovery-submit { margin-top: 8px !important; }
.password-recovery-note { color: #58707c; font-size: 12px; margin: 18px 0 0 !important; text-align: center; }
.password-recovery-note i { color: #0089bd; margin-right: 4px; }
.password-recovery-submit:disabled { cursor: wait; opacity: .78; }

@media only screen and (max-width: 767px) {
  .password-page-intro { margin-bottom: 20px !important; }
}

@media only screen and (max-width: 767px) {
  .compact-account-page {
    padding-bottom: 64px;
    padding-top: 30px;
  }

  .compact-account-page .account-intro {
    margin: 0 auto 22px;
  }

  .compact-account-page .account-intro h1 {
    font-size: 25px;
  }

  .compact-account-page .account-intro p {
    font-size: 15px;
  }
}